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SVTPerformance's Chain of Restaurants
Road Side Pub
I thought the mustang was what I wanted
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<blockquote data-quote="velocicaur" data-source="post: 16120560" data-attributes="member: 33335"><p>I'm with some of the other guys. I know this is about another car and such but it feels like the financial aspect is being more ignored than it should be.</p><p></p><p>12k/year in car payments when you have a wife and three younger kids is an awful lot of money. I'm not sure what housing is in your area but I assume you're sitting on a decent mortgage payment too. 75k seems a bit light to juggle family life and then look into a fun car. "Not saying I’m rich or anything because most of us are a paycheck away from not eating." Even if that is half sarcastic, that isn't a situation you should put yourself in when you have a family members relying on you. 10+% in 401k? Do you have emergency funds for a few months months? Credit card debt? OT gets cut?</p><p></p><p>I know you said you keep vehicles a long time but that doesn't always happen. You might find yourself in a similar situation in a year or two if you go with an expensive truck. A fun car when you're 37 with a family doesn't seem logical unless you're making good money.</p></blockquote><p></p>
[QUOTE="velocicaur, post: 16120560, member: 33335"] I'm with some of the other guys. I know this is about another car and such but it feels like the financial aspect is being more ignored than it should be. 12k/year in car payments when you have a wife and three younger kids is an awful lot of money. I'm not sure what housing is in your area but I assume you're sitting on a decent mortgage payment too. 75k seems a bit light to juggle family life and then look into a fun car. "Not saying I’m rich or anything because most of us are a paycheck away from not eating." Even if that is half sarcastic, that isn't a situation you should put yourself in when you have a family members relying on you. 10+% in 401k? Do you have emergency funds for a few months months? Credit card debt? OT gets cut? I know you said you keep vehicles a long time but that doesn't always happen. You might find yourself in a similar situation in a year or two if you go with an expensive truck. A fun car when you're 37 with a family doesn't seem logical unless you're making good money. [/QUOTE]
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SVTPerformance's Chain of Restaurants
Road Side Pub
I thought the mustang was what I wanted
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