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SVTPerformance's Chain of Restaurants
Road Side Pub
I just can’t convince myself to buy a house.
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<blockquote data-quote="Blk04L" data-source="post: 16199356" data-attributes="member: 48574"><p>Another thing to calculate is that over 30 years your rent is not going to stay the same. Whether you deal with a landlord or huge management company. Inflation will bump prices possibly on a year to year basis. Or the landlord passes away, and either the unit is sold via a will or their kid(s) take control of it. They may not be so generous on the next renewal for pricing.</p><p></p><p>If you go the 15-30 year fixed rate, the only thing that can swing up is the taxes and if you live in a HOA.</p><p>So that monthly payment of 1500 a month will be largely unchanged for the term you selected.</p><p></p><p>And down here, rent has exploded in price.</p><p></p><p>5 years ago in a "luxury" townhome with a 2 car garage we were paying 1,800 a month, in a desirable location. The next year they were going to bump it to a shade under 2,100. Noped the F out of there.</p></blockquote><p></p>
[QUOTE="Blk04L, post: 16199356, member: 48574"] Another thing to calculate is that over 30 years your rent is not going to stay the same. Whether you deal with a landlord or huge management company. Inflation will bump prices possibly on a year to year basis. Or the landlord passes away, and either the unit is sold via a will or their kid(s) take control of it. They may not be so generous on the next renewal for pricing. If you go the 15-30 year fixed rate, the only thing that can swing up is the taxes and if you live in a HOA. So that monthly payment of 1500 a month will be largely unchanged for the term you selected. And down here, rent has exploded in price. 5 years ago in a "luxury" townhome with a 2 car garage we were paying 1,800 a month, in a desirable location. The next year they were going to bump it to a shade under 2,100. Noped the F out of there. [/QUOTE]
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SVTPerformance's Chain of Restaurants
Road Side Pub
I just can’t convince myself to buy a house.
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