Home
What's new
Latest activity
Authors
Store
Latest reviews
Search products
Forums
New posts
Search forums
What's new
New posts
New listings
New products
New profile posts
Latest activity
Members
Current visitors
New profile posts
Search profile posts
Log in
Register
Cart
Cart
Loading…
What's new
Search
Search
Search titles only
By:
New posts
Search forums
Search titles only
By:
Menu
Log in
Register
Navigation
Install the app
Install
More options
Change style
Contact us
Close Menu
Forums
Cobra Forums
New Edge Cobras
Help help engine flooded with water
JavaScript is disabled. For a better experience, please enable JavaScript in your browser before proceeding.
You are using an out of date browser. It may not display this or other websites correctly.
You should upgrade or use an
alternative browser
.
Reply to thread
Message
<blockquote data-quote="OldSVTGuy" data-source="post: 15237191" data-attributes="member: 40332"><p>Read your policy. I worked for a major insurer in another life. Unless it specifically says that you must have the car repaired at THEIR choice of facility, believe me, you do NOT have to have it repaired there. The catch is that they will only pay as much as it may cost at their choice of shop and you are stuck with the rest. There are good shops out there and not so good shops out there. I would really work to steer insureds away from known bad shops. Get an estimate from YOUR choice of shop - with replacing the engine and without re-placing the engine. BTW, insurance will only usually pay for a used engine - one with as much or few miles on it than yours. If you want a NEW engine, you will have to pay the difference. Just understand their point of view - you had an engine with X thousand miles on it and that is what they are liable for.</p><p></p><p>Again, READ your policy so you can negotiate from a point of knowledge. Remember, tax is part of the settlement so after you all agree on the amount, THEN add in the sales tax. In some states there is sales tax on both labor and parts; in other states, it's just on parts.</p><p></p><p>Good luck and, whatever you do, work WITH the adjuster and do NOT piss him off. I know. Don't raise your voice but always refer to what the policy says. They DO know the policy.</p><p></p><p>Keep us informed.</p></blockquote><p></p>
[QUOTE="OldSVTGuy, post: 15237191, member: 40332"] Read your policy. I worked for a major insurer in another life. Unless it specifically says that you must have the car repaired at THEIR choice of facility, believe me, you do NOT have to have it repaired there. The catch is that they will only pay as much as it may cost at their choice of shop and you are stuck with the rest. There are good shops out there and not so good shops out there. I would really work to steer insureds away from known bad shops. Get an estimate from YOUR choice of shop - with replacing the engine and without re-placing the engine. BTW, insurance will only usually pay for a used engine - one with as much or few miles on it than yours. If you want a NEW engine, you will have to pay the difference. Just understand their point of view - you had an engine with X thousand miles on it and that is what they are liable for. Again, READ your policy so you can negotiate from a point of knowledge. Remember, tax is part of the settlement so after you all agree on the amount, THEN add in the sales tax. In some states there is sales tax on both labor and parts; in other states, it's just on parts. Good luck and, whatever you do, work WITH the adjuster and do NOT piss him off. I know. Don't raise your voice but always refer to what the policy says. They DO know the policy. Keep us informed. [/QUOTE]
Insert quotes…
Verification
Post reply
Forums
Cobra Forums
New Edge Cobras
Help help engine flooded with water
Top