Does anyone have a health insurance plan that lets you control where you go to get care? The last two times I needed to get care, I could have gone to the orthopedic center and had my surgery done with less headache and at a much lower cost. Insurance wouldn't pay for their care facility and made me go to the hospital. My $5k surgery at the center gets bumped to $25k at the hospital and my $15k surgery got bumped to $50k at the hospital. I get hit with 20% co pay and end up paying for the entire surgery anyway. I'm probably going to completely drop insurance and pay out of pocket and If I have catastrophic illness I'll bankrupt. I'm sure there is a way to move all assets into some kind of secured trust or overseas accounts.