1.)Your sister is feeling a bit sore, isn't she?So I try and relax, I follow my sister home and make sure she’s okay. Car seems to be okay, no strange noises and such. I call progressive and speak with someone on the best avenue to take care of this. Funny part he has progressive too. Anyways, she tells me there Is 3 ways to handle this. 1. I can make a claim straight to his carrier and have them do it. 2. Make a claim on mine, they’ll seek reimbursement for the claim, etc. 3. I can handle it without insurance adjusters. I said he wants to do insurance hence my call. She proceeds to tell me since florida is a no fault state, even though I’m not at fault my rates could go up solely on the fact that If his insurance isn’t good enough, and doesn’t cover all of it. They will have to pay for the rest, and my rates will go up. At this point I’m over it, I hang up and try and think it over. Looking for some insight on how to proceed with this one, roll the dice and make the claim get the car fixed and if insurance goes up it goes up? Or do I seek legal advice and go for the guys insurance caps? Anyways, sorry for the long rant. Stay safe out there gentleman. Thanks In advance.
2.)When you called Progressive, you should have asked for Dr. Rick.
3.) Don't look for trouble by assuming his insurance won't cover your damages. Get a legit estimate and go from there.
4.) A false number? I'd stick it to him.