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SVTPerformance's Chain of Restaurants
Road Side Pub
First-Time Home Buyer Advice
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<blockquote data-quote="760-MPH" data-source="post: 2353375" data-attributes="member: 11061"><p>As a recent college grad and someone who is new to real-estate, I hope to get some great advice from this thread.</p><p></p><p>I *plan* on buying my first home (townhouse) in about a year. I have talked to several people who have informed that there are great programs out there for a first-time home buyer. But I have also gotten a lot of different advice on the market in general. I know it's nearly impossible to predict the market, but most have told me that prices should go down and interest rates are on the way up. </p><p></p><p>With this is mind, i was hoping to get pre-approved on a loan with a fixed APR while the rates are relatively lower when compared to the *future*. Is it even possible to get locked into a rate now? And if so, typically, is there a time-limit on how long you are approved? Someone told me, when they pre-approve you, it is typically for approx 90 days. </p><p></p><p>Any advice/ Thanks....</p></blockquote><p></p>
[QUOTE="760-MPH, post: 2353375, member: 11061"] As a recent college grad and someone who is new to real-estate, I hope to get some great advice from this thread. I *plan* on buying my first home (townhouse) in about a year. I have talked to several people who have informed that there are great programs out there for a first-time home buyer. But I have also gotten a lot of different advice on the market in general. I know it's nearly impossible to predict the market, but most have told me that prices should go down and interest rates are on the way up. With this is mind, i was hoping to get pre-approved on a loan with a fixed APR while the rates are relatively lower when compared to the *future*. Is it even possible to get locked into a rate now? And if so, typically, is there a time-limit on how long you are approved? Someone told me, when they pre-approve you, it is typically for approx 90 days. Any advice/ Thanks.... [/QUOTE]
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SVTPerformance's Chain of Restaurants
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First-Time Home Buyer Advice
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