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SVTPerformance's Chain of Restaurants
Road Side Pub
Financing an older vehicle (03 Cobra)... Who has the best rate?
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<blockquote data-quote="8gtoklr" data-source="post: 13359035" data-attributes="member: 152916"><p>My Credit union didnt do 10yr old loans. I ended up going to Wells Fargo and I got 8.75 but with a catch. I needed a co signor with with my 790 credit score? .They claimed my debt to income ratio was high cause the leased car still in my name. They didn't even look at my current bank statements and the leased car was sold but balance didn't clear And then they valued the car at only 15k. because of that they raised the interest to 8.75 from 6.75. I had to have this beauty so I did the deal and refinanced LOL.</p><p></p><p>Its so much easier to finance a car you cant afford at a dealership. You know within min if you can or cant. Wells Fargo it was a 3 day ordeal. If I were you I would just get a personal loan or a equity line of credit and do it that way</p></blockquote><p></p>
[QUOTE="8gtoklr, post: 13359035, member: 152916"] My Credit union didnt do 10yr old loans. I ended up going to Wells Fargo and I got 8.75 but with a catch. I needed a co signor with with my 790 credit score? .They claimed my debt to income ratio was high cause the leased car still in my name. They didn't even look at my current bank statements and the leased car was sold but balance didn't clear And then they valued the car at only 15k. because of that they raised the interest to 8.75 from 6.75. I had to have this beauty so I did the deal and refinanced LOL. Its so much easier to finance a car you cant afford at a dealership. You know within min if you can or cant. Wells Fargo it was a 3 day ordeal. If I were you I would just get a personal loan or a equity line of credit and do it that way [/QUOTE]
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SVTPerformance's Chain of Restaurants
Road Side Pub
Financing an older vehicle (03 Cobra)... Who has the best rate?
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