Anyways, i'm driving to work one night and cruising down I 75. I'm one exit from my work when they're is a piece of wood dropped in the middle of the road. I hit it and tear the front suspension on my car, crack the fron bumper and now it creaks and rattles like crazy. Well I pull off to the side of the road, and they're is a cop already on scene. Apparently some dumbass drunk bitch passed out drunk behind a wheel and shot a piece of railroad tie it looked like in the middle of the road. Well, here it is I get a police report and everything else and give it to my insurance company thinking this will be they're fault. Get an estimate from a local mechanic and thinking everything is going to be honky doory and i'll get my car fixed within a week. Well, my insurance adjuster gets the report and apparently the drunk bitch doesn't have insurance, and he says that he will not take care of any of it. My insurance agent told me the only way to get 1800 dollars worth done to my car is to write them a letter with a copy of my estimate and cross my fingers, and hope they pay. They won't do anything to cover my friggin car. What in the hell do people do when the other party causes an accident and they have no insurance. This seems like total bs?