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SVTPerformance's Chain of Restaurants
Road Side Pub
Do you think insurance is a scam
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<blockquote data-quote="Kevins89notch" data-source="post: 16316929" data-attributes="member: 31255"><p>I'll branch off in a separate category and say yes, but hear me out.</p><p></p><p>Say I have zero cars, and then buy a 2016 Z06. In my 30's, good record, say full coverage is $200 a month. I want to keep some miles off it, so I buy a 2010 civic for $4K. Call the insurance company and it's $80 a month for full coverage. Ummm...no (in my opinion). I'm already paying $200 a month for a more expensive car. I can't drive both cars at once, so why am I paying insurance like I can? I feel the driver should be insured, not the car. I don't have different licenses for different cars, so why different insurances. Now, I do understand theft, and vandalism, so I can comprehend a little over $200 a month, but not an extra $80...because in a sense, they wouldn't steal both my cars, only one, and paying $200 a month is already covering theft on a car of higher value.</p><p></p><p>I've had this theory since I was a teen with like 5 foxbodies at once. LOL If someone can argue why my theory is 100% ignorant, so be it, but I've long had this theory.</p></blockquote><p></p>
[QUOTE="Kevins89notch, post: 16316929, member: 31255"] I'll branch off in a separate category and say yes, but hear me out. Say I have zero cars, and then buy a 2016 Z06. In my 30's, good record, say full coverage is $200 a month. I want to keep some miles off it, so I buy a 2010 civic for $4K. Call the insurance company and it's $80 a month for full coverage. Ummm...no (in my opinion). I'm already paying $200 a month for a more expensive car. I can't drive both cars at once, so why am I paying insurance like I can? I feel the driver should be insured, not the car. I don't have different licenses for different cars, so why different insurances. Now, I do understand theft, and vandalism, so I can comprehend a little over $200 a month, but not an extra $80...because in a sense, they wouldn't steal both my cars, only one, and paying $200 a month is already covering theft on a car of higher value. I've had this theory since I was a teen with like 5 foxbodies at once. LOL If someone can argue why my theory is 100% ignorant, so be it, but I've long had this theory. [/QUOTE]
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SVTPerformance's Chain of Restaurants
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Do you think insurance is a scam
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