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The Terminator
Terminator Talk
Disclose modifications to insurance?
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<blockquote data-quote="CobraSam" data-source="post: 16488233" data-attributes="member: 198102"><p>I recently went through this myself on 2 occasions with Hagerty. The first was with my 800 hp foxbody. When they asked for HP level, I was honest. They said they wouldn’t insure my car because it made too much power. So I had to get a dyno printout from a friend that showed the car only made 500. I told them I switched engines. Haha. They covered me after that. </p><p>A few days ago I went on the website to get a quote for my Cobra. One of the questions was if the engine has been modified to make more than 50 hp from factory. I didn’t check the box. </p><p>Anyways, I believe as long as the car doesn’t make more than 600 hp you’re all set. However, they never asked me for a dyno sheet to prove the power level. (Only when I told them it was 800). Bottom line is that if you lie about your power level, I’m almost certain you’ll be all set.</p></blockquote><p></p>
[QUOTE="CobraSam, post: 16488233, member: 198102"] I recently went through this myself on 2 occasions with Hagerty. The first was with my 800 hp foxbody. When they asked for HP level, I was honest. They said they wouldn’t insure my car because it made too much power. So I had to get a dyno printout from a friend that showed the car only made 500. I told them I switched engines. Haha. They covered me after that. A few days ago I went on the website to get a quote for my Cobra. One of the questions was if the engine has been modified to make more than 50 hp from factory. I didn’t check the box. Anyways, I believe as long as the car doesn’t make more than 600 hp you’re all set. However, they never asked me for a dyno sheet to prove the power level. (Only when I told them it was 800). Bottom line is that if you lie about your power level, I’m almost certain you’ll be all set. [/QUOTE]
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Disclose modifications to insurance?
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