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SVTPerformance's Chain of Restaurants
Road Side Pub
Diminished Value?
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<blockquote data-quote="KingBlack" data-source="post: 14808619" data-attributes="member: 23148"><p>No.</p><p></p><p>When i negotiated a settlement, State Farm and myself went back and forth over lost wages, pain and suffering and I also included ANY expense I incurred due to the accident (mileage to drive to the dmv, dmv fees, mileage to anywhere related to an activity I had to do for the sole purpose of getting my car fixed or going to the doctor.) the pain and suffering formula rule of thumb is med expense x 2 if it is something you can totally heal from. the multiplier is higher if it is a more significant injury.</p><p></p><p>The reason you don't want to mention it now (and why i didnt) is because at some point, both sides need to settle. things like wages, mileage...things with a receipt or fixed value are cut and dry. but the pain and suffering, not so much.</p><p></p><p>We came to a settlement amount that i was happy with, THEN I mentioned DV. the adjuster got silent and said there is no such thing. My next words were that I was ending the call, and have an attorney contact her, as I knew the state of SC honors and enforce DV claims so long as I didnt cause the accident and got my car repaired. I hung up, and got a call back within 10 mins. At this point, we negotiated and settled on an amount SEPARATE from the amount that we agreed on for pain and suffering/wages etc. Had I mentioned it all up front, they would have put everything in one pot up front, and I'm sure I'd walk away with less. I settled for $1500 more than I was looking for.</p></blockquote><p></p>
[QUOTE="KingBlack, post: 14808619, member: 23148"] No. When i negotiated a settlement, State Farm and myself went back and forth over lost wages, pain and suffering and I also included ANY expense I incurred due to the accident (mileage to drive to the dmv, dmv fees, mileage to anywhere related to an activity I had to do for the sole purpose of getting my car fixed or going to the doctor.) the pain and suffering formula rule of thumb is med expense x 2 if it is something you can totally heal from. the multiplier is higher if it is a more significant injury. The reason you don't want to mention it now (and why i didnt) is because at some point, both sides need to settle. things like wages, mileage...things with a receipt or fixed value are cut and dry. but the pain and suffering, not so much. We came to a settlement amount that i was happy with, THEN I mentioned DV. the adjuster got silent and said there is no such thing. My next words were that I was ending the call, and have an attorney contact her, as I knew the state of SC honors and enforce DV claims so long as I didnt cause the accident and got my car repaired. I hung up, and got a call back within 10 mins. At this point, we negotiated and settled on an amount SEPARATE from the amount that we agreed on for pain and suffering/wages etc. Had I mentioned it all up front, they would have put everything in one pot up front, and I'm sure I'd walk away with less. I settled for $1500 more than I was looking for. [/QUOTE]
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SVTPerformance's Chain of Restaurants
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Diminished Value?
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