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SVTPerformance's Chain of Restaurants
Road Side Pub
Debt collections questions for the pros or people bad at paying bills lol
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<blockquote data-quote="Torch10th" data-source="post: 14790889" data-attributes="member: 15703"><p>Most of the stuff you're hearing is going to pertain to people that have deep collections issues. Unfortunately something happened where you either didn't get a bill or it was sent to the wrong place etc. This does happen from time to time. It also illustrates the importance of checking your credit report yearly.</p><p></p><p>Given the fact that you are in the process of purchasing a house, I would just pay it off. Ask the collection agency for a pay for delete. If you get one it'll help you out a lot. If you don't, you will at least show that the debt was paid, which will help a little. Once you make payment, have them send you something in writing that the debt is paid, so that you can show that to your lender.</p></blockquote><p></p>
[QUOTE="Torch10th, post: 14790889, member: 15703"] Most of the stuff you're hearing is going to pertain to people that have deep collections issues. Unfortunately something happened where you either didn't get a bill or it was sent to the wrong place etc. This does happen from time to time. It also illustrates the importance of checking your credit report yearly. Given the fact that you are in the process of purchasing a house, I would just pay it off. Ask the collection agency for a pay for delete. If you get one it'll help you out a lot. If you don't, you will at least show that the debt was paid, which will help a little. Once you make payment, have them send you something in writing that the debt is paid, so that you can show that to your lender. [/QUOTE]
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SVTPerformance's Chain of Restaurants
Road Side Pub
Debt collections questions for the pros or people bad at paying bills lol
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