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SVTPerformance's Chain of Restaurants
Road Side Pub
"connected cars" automatically reporting to insurance companies
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<blockquote data-quote="Weather Man" data-source="post: 17021140" data-attributes="member: 137766"><p>You may have been enrolled and not know it because salespeople get bonuses on it.</p><p></p><p>LexisNexis is a New York-based global data broker with a “Risk Solutions” division that caters to the auto insurance industry and has traditionally kept tabs on car accidents and tickets.</p><p></p><p>In response to questions from The New York Times, G.M. confirmed that it shares “select insights” about hard braking, hard accelerating, speeding over 80 miles an hour and drive time of Smart Driver enrollees with LexisNexis and another data broker that works with the insurance industry called Verisk.</p><p></p><p>Customers turn on Smart Driver, said Ms. Lucich, the G.M. spokeswoman, “at the time of purchase or through their vehicle mobile app.” It is possible that G.M. drivers who insisted they didn’t opt in were unknowingly signed up at the dealership, where salespeople can receive bonuses for successful enrollment of customers in OnStar services, including Smart Driver, according to <a href="https://archive.ph/o/9wDpJ/https://assets.ctfassets.net/ilybqezdg3uy/OODKdbLEPe7NhvJiyq7Oa/3814ec1fe55b8e9325a93c47fd4547df/2023_SFE_Sales_Consultant_Perf_Bonus_Rules_FINAL_10-31-22.pdf" target="_blank">a company manual</a>.</p><p></p><p>General Motors is not the only automaker sharing driving behavior. Kia, Subaru and Mitsubishi also contribute to the LexisNexis “<a href="https://archive.ph/o/9wDpJ/https://risk.lexisnexis.com/products/telematics-exchange" target="_blank">Telematics Exchange</a>,” a “portal for sharing consumer-approved connected car data with insurers.” As of 2022, the exchange, <a href="https://archive.ph/o/9wDpJ/https://risk.lexisnexis.com/about-us/press-room/press-release/20220628-telematics-exchange-5-year-anniversary" target="_blank">according to a LexisNexis news release</a>, has “real-world driving behavior” collected “from over 10 million vehicles.” <a href="https://archive.ph/o/9wDpJ/https://www.verisk.com/insurance/products/drivingdna-data/" target="_blank">Verisk</a> also claims to have access to data from millions of vehicles and partnerships with major automakers, including Ford, Honda and Hyundai.</p><p></p><p>Two of these automakers said they were not sharing data or only limited data. Subaru shares odometer data with LexisNexis for Subaru customers who turn on Starlink and authorize that data be shared “when shopping for auto insurance,” said a spokesman, Dominick Infante.</p><p></p><p>Ford “does not transmit any connected vehicle data to either partner,” said a spokesman, Alan Hall, but partnered with them “to explore ways to support customers” who want to take part in usage-based insurance programs. Ford will share driving behavior from a car directly with an insurance company, he said, when a customer gives explicit consent via an in-vehicle touch screen.</p><p></p><p>The other automakers all have optional driver-coaching features in their apps — <a href="https://archive.ph/o/9wDpJ/https://owners.kia.com/content/owners/en/usage-based-insurance.html" target="_blank">Kia</a>, <a href="https://archive.ph/o/9wDpJ/https://www.elitemitsubishi.com/roadside-assistance" target="_blank">Mitsubishi</a> and <a href="https://archive.ph/o/9wDpJ/https://owners.hyundaiusa.com/us/en/resources/blue-link/what-is-a-hyundai-driving-score" target="_blank">Hyundai</a> have “Driving Score,” while <a href="https://archive.ph/o/9wDpJ/https://mygarage.honda.com/s/acuralink-driver-feedback" target="_blank">Honda</a> and <a href="https://archive.ph/o/9wDpJ/https://mygarage.honda.com/s/acuralink-driver-feedback" target="_blank">Acura</a> have “Driver Feedback” — that, when turned on, collect information about people’s mileage, speed, braking and acceleration that is then shared with LexisNexis or Verisk, the companies said in response to questions from The New York Times.</p><p></p><p>[URL unfurl="true"]https://archive.ph/9wDpJ[/URL]</p></blockquote><p></p>
[QUOTE="Weather Man, post: 17021140, member: 137766"] You may have been enrolled and not know it because salespeople get bonuses on it. LexisNexis is a New York-based global data broker with a “Risk Solutions” division that caters to the auto insurance industry and has traditionally kept tabs on car accidents and tickets. In response to questions from The New York Times, G.M. confirmed that it shares “select insights” about hard braking, hard accelerating, speeding over 80 miles an hour and drive time of Smart Driver enrollees with LexisNexis and another data broker that works with the insurance industry called Verisk. Customers turn on Smart Driver, said Ms. Lucich, the G.M. spokeswoman, “at the time of purchase or through their vehicle mobile app.” It is possible that G.M. drivers who insisted they didn’t opt in were unknowingly signed up at the dealership, where salespeople can receive bonuses for successful enrollment of customers in OnStar services, including Smart Driver, according to [URL='https://archive.ph/o/9wDpJ/https://assets.ctfassets.net/ilybqezdg3uy/OODKdbLEPe7NhvJiyq7Oa/3814ec1fe55b8e9325a93c47fd4547df/2023_SFE_Sales_Consultant_Perf_Bonus_Rules_FINAL_10-31-22.pdf']a company manual[/URL]. General Motors is not the only automaker sharing driving behavior. Kia, Subaru and Mitsubishi also contribute to the LexisNexis “[URL='https://archive.ph/o/9wDpJ/https://risk.lexisnexis.com/products/telematics-exchange']Telematics Exchange[/URL],” a “portal for sharing consumer-approved connected car data with insurers.” As of 2022, the exchange, [URL='https://archive.ph/o/9wDpJ/https://risk.lexisnexis.com/about-us/press-room/press-release/20220628-telematics-exchange-5-year-anniversary']according to a LexisNexis news release[/URL], has “real-world driving behavior” collected “from over 10 million vehicles.” [URL='https://archive.ph/o/9wDpJ/https://www.verisk.com/insurance/products/drivingdna-data/']Verisk[/URL] also claims to have access to data from millions of vehicles and partnerships with major automakers, including Ford, Honda and Hyundai. Two of these automakers said they were not sharing data or only limited data. Subaru shares odometer data with LexisNexis for Subaru customers who turn on Starlink and authorize that data be shared “when shopping for auto insurance,” said a spokesman, Dominick Infante. Ford “does not transmit any connected vehicle data to either partner,” said a spokesman, Alan Hall, but partnered with them “to explore ways to support customers” who want to take part in usage-based insurance programs. Ford will share driving behavior from a car directly with an insurance company, he said, when a customer gives explicit consent via an in-vehicle touch screen. The other automakers all have optional driver-coaching features in their apps — [URL='https://archive.ph/o/9wDpJ/https://owners.kia.com/content/owners/en/usage-based-insurance.html']Kia[/URL], [URL='https://archive.ph/o/9wDpJ/https://www.elitemitsubishi.com/roadside-assistance']Mitsubishi[/URL] and [URL='https://archive.ph/o/9wDpJ/https://owners.hyundaiusa.com/us/en/resources/blue-link/what-is-a-hyundai-driving-score']Hyundai[/URL] have “Driving Score,” while [URL='https://archive.ph/o/9wDpJ/https://mygarage.honda.com/s/acuralink-driver-feedback']Honda[/URL] and [URL='https://archive.ph/o/9wDpJ/https://mygarage.honda.com/s/acuralink-driver-feedback']Acura[/URL] have “Driver Feedback” — that, when turned on, collect information about people’s mileage, speed, braking and acceleration that is then shared with LexisNexis or Verisk, the companies said in response to questions from The New York Times. [URL unfurl="true"]https://archive.ph/9wDpJ[/URL] [/QUOTE]
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SVTPerformance's Chain of Restaurants
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"connected cars" automatically reporting to insurance companies
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