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SVTPerformance's Chain of Restaurants
Road Side Pub
Any Dave Ramsey fans in here or financial gurus? Need advice..
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<blockquote data-quote="black4vcobra" data-source="post: 16135624" data-attributes="member: 82394"><p>Employers make it known when they do match on a 401k because it is a pretty nice perk. Given that you are interested in saving more for retirement you are very likely informed on what your employer offers. Remind her that it is harder to prove something doesn't exist (employer match in this case) than to prove something does exist. Put it on her to prove that there is a match!</p><p></p><p>Also, tell her that funds in Roth IRA's are often the exact same funds that are offered in 401k's but they have lower fees. You know this but the same performance with lower fees equals more money for you! And that's without the post tax benefits as the current tax rates are likely the lowest almost all of us will see in our lives.</p></blockquote><p></p>
[QUOTE="black4vcobra, post: 16135624, member: 82394"] Employers make it known when they do match on a 401k because it is a pretty nice perk. Given that you are interested in saving more for retirement you are very likely informed on what your employer offers. Remind her that it is harder to prove something doesn't exist (employer match in this case) than to prove something does exist. Put it on her to prove that there is a match! Also, tell her that funds in Roth IRA's are often the exact same funds that are offered in 401k's but they have lower fees. You know this but the same performance with lower fees equals more money for you! And that's without the post tax benefits as the current tax rates are likely the lowest almost all of us will see in our lives. [/QUOTE]
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SVTPerformance's Chain of Restaurants
Road Side Pub
Any Dave Ramsey fans in here or financial gurus? Need advice..
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