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SVTPerformance's Chain of Restaurants
Road Side Pub
Any Dave Ramsey fans in here or financial gurus? Need advice..
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<blockquote data-quote="72MachOne99GT" data-source="post: 16132557" data-attributes="member: 125600"><p>PMI is a fee added to your mortgage payments to “insure” the loan. Supposedly protects the entity that gave out the loan. It’s a crock. Once 20% of your loan is covered, it ought to be removed.</p><p></p><p>I wish my 401K was matched. Since it isn’t I just put in 5%, but I’m about to sit it and do 3% traditional, and 3% Roth 401k.</p><p></p><p>Wifes is all matched so she does 8 or 9% up to the max.</p><p></p><p>I’m just glad I have a pension, because I habe no idea if I’m saving enough.</p><p></p><p>edit: im no genius, but roth accounts (as far as I know) are post-tax contributions, but are NOT taxed when withdrawn... ideally after they’ve grown substantially throughout your life.</p></blockquote><p></p>
[QUOTE="72MachOne99GT, post: 16132557, member: 125600"] PMI is a fee added to your mortgage payments to “insure” the loan. Supposedly protects the entity that gave out the loan. It’s a crock. Once 20% of your loan is covered, it ought to be removed. I wish my 401K was matched. Since it isn’t I just put in 5%, but I’m about to sit it and do 3% traditional, and 3% Roth 401k. Wifes is all matched so she does 8 or 9% up to the max. I’m just glad I have a pension, because I habe no idea if I’m saving enough. edit: im no genius, but roth accounts (as far as I know) are post-tax contributions, but are NOT taxed when withdrawn... ideally after they’ve grown substantially throughout your life. [/QUOTE]
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SVTPerformance's Chain of Restaurants
Road Side Pub
Any Dave Ramsey fans in here or financial gurus? Need advice..
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