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SVTPerformance's Chain of Restaurants
Road Side Pub
Any Dave Ramsey fans in here or financial gurus? Need advice..
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<blockquote data-quote="MG0h3" data-source="post: 16131440" data-attributes="member: 164690"><p>WTH why you paying PMI for life?</p><p></p><p>So having 12 months of bills sitting in the bank is a waste and really archaic.</p><p></p><p>You could put the vast majority of that towards the principal on your home, be saving XYZ a month in interest, and access the money via a home equity loan in an emergency. Ya ya it's not immediate so keep some cash on hand. </p><p></p><p>You really should get a retirement account set up, like yesterday. I'd do the max ROTH contribution for 2018 (you still have time) and then continue for the max this year. </p><p></p><p>Don't sell the car.</p></blockquote><p></p>
[QUOTE="MG0h3, post: 16131440, member: 164690"] WTH why you paying PMI for life? So having 12 months of bills sitting in the bank is a waste and really archaic. You could put the vast majority of that towards the principal on your home, be saving XYZ a month in interest, and access the money via a home equity loan in an emergency. Ya ya it's not immediate so keep some cash on hand. You really should get a retirement account set up, like yesterday. I'd do the max ROTH contribution for 2018 (you still have time) and then continue for the max this year. Don't sell the car. [/QUOTE]
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SVTPerformance's Chain of Restaurants
Road Side Pub
Any Dave Ramsey fans in here or financial gurus? Need advice..
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