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SVTPerformance's Chain of Restaurants
Road Side Pub
15-year fixed vs 30 year fixed for $80,000 mortgage.
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<blockquote data-quote="Stanley" data-source="post: 4666550" data-attributes="member: 35939"><p>I don't know what you make, but like has been said already, if you can afford the 15yr go with it. If you can't go with the 30. You can always refinance it later when the interest rate goes down when you make more money.</p><p></p><p>Be sure you factor in taxes and insurance to what your actual payment will be. When the wife and I were looking for a house I went with what ever the amount financed that was going to be the payment. If it is $80,000 then the payment would be $800 with taxes and insurance. That was usually pretty close for us here in Texas, but we pay a pretty high property tax.</p><p></p><p>Good luck, owning your own home rules.</p></blockquote><p></p>
[QUOTE="Stanley, post: 4666550, member: 35939"] I don't know what you make, but like has been said already, if you can afford the 15yr go with it. If you can't go with the 30. You can always refinance it later when the interest rate goes down when you make more money. Be sure you factor in taxes and insurance to what your actual payment will be. When the wife and I were looking for a house I went with what ever the amount financed that was going to be the payment. If it is $80,000 then the payment would be $800 with taxes and insurance. That was usually pretty close for us here in Texas, but we pay a pretty high property tax. Good luck, owning your own home rules. [/QUOTE]
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SVTPerformance's Chain of Restaurants
Road Side Pub
15-year fixed vs 30 year fixed for $80,000 mortgage.
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