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SVTPerformance's Chain of Restaurants
Road Side Pub
15-year fixed vs 30 year fixed for $80,000 mortgage.
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<blockquote data-quote="Juruense" data-source="post: 4666112" data-attributes="member: 48795"><p>What really matters and what you do not say is how long you plan to own the house. If you are going to buy it with the goal of owning it until it is paid for 15 years is the way to go. If you are going to only stay in the house 5 years or so then 30 years is the way to go.</p><p></p><p>You can pay extra on the principal each month unless the contract states otherwise. Paying extra is usually allowed, but review the contract to be sure.</p></blockquote><p></p>
[QUOTE="Juruense, post: 4666112, member: 48795"] What really matters and what you do not say is how long you plan to own the house. If you are going to buy it with the goal of owning it until it is paid for 15 years is the way to go. If you are going to only stay in the house 5 years or so then 30 years is the way to go. You can pay extra on the principal each month unless the contract states otherwise. Paying extra is usually allowed, but review the contract to be sure. [/QUOTE]
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SVTPerformance's Chain of Restaurants
Road Side Pub
15-year fixed vs 30 year fixed for $80,000 mortgage.
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