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SVTPerformance's Chain of Restaurants
Road Side Pub
15-year fixed vs 30 year fixed for $80,000 mortgage.
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<blockquote data-quote="NeedaCobra" data-source="post: 4666068" data-attributes="member: 9461"><p>Well,</p><p></p><p>I'm considering on buying my first house.</p><p></p><p>I would be getting a mortgage for about $80,000.</p><p></p><p>Now, I would still be in school in and out for a while, so I was thinking a 30-year fixed would be better and give me more leeway.</p><p></p><p>Now, $80,000 isn't that big of a number, but around here there are some townhouses about the same price for a 3 bedroom, 2 bathroom townhouse.</p><p></p><p>With a 30 year fixed the payment would be perhaps around $570ish plus $200 for utilities (power, water, trash and lawn care).</p><p></p><p>So just curious if a 30-year fixed would be fine, and I could pay extra on the months ahead.</p><p></p><p>I'll be 100% debt free pretty soon, so I have no other debts to pay.</p><p></p><p>I'm 23, BTW.</p></blockquote><p></p>
[QUOTE="NeedaCobra, post: 4666068, member: 9461"] Well, I'm considering on buying my first house. I would be getting a mortgage for about $80,000. Now, I would still be in school in and out for a while, so I was thinking a 30-year fixed would be better and give me more leeway. Now, $80,000 isn't that big of a number, but around here there are some townhouses about the same price for a 3 bedroom, 2 bathroom townhouse. With a 30 year fixed the payment would be perhaps around $570ish plus $200 for utilities (power, water, trash and lawn care). So just curious if a 30-year fixed would be fine, and I could pay extra on the months ahead. I'll be 100% debt free pretty soon, so I have no other debts to pay. I'm 23, BTW. [/QUOTE]
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SVTPerformance's Chain of Restaurants
Road Side Pub
15-year fixed vs 30 year fixed for $80,000 mortgage.
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