Selling my 03 Oxford white cobra, 50k miles, 3rd owner, 18” afs chrome wheels/Michelin pilot sport tires, in excellent condition, ported blower and supporting mods listed in pics. New clutch about 1000 miles ago. Seat bolsters in excellent condition. Car does have aftermarket sunroof that is...
Best thing to do would be to sell your car, take all the money you have and pay off the student loans and get completely out of debt. Then buy a car you can afford with cash even if you have to save up for a little while. But with no debt saving shouldn't be hard.
Don't take out of your ira or 401k. Not worth the cost of being taxed. You can do this, you just need to want to do it and pay off stuff. That will require selling some stuff and not trying to keep up with the Jones.