Watching You

GM has accumulated enough surveillance to set rates for insurance.


GM gets back in the insurance game with connected vehicle data
Nov. 19, 2020 4:22 AM ET|About: General Motors Company (GM)|By: Yoel Minkoff, SA News Editor


Big Brother or a nice discount? As more vehicles are sold with built-in internet connections, automakers are branching into services that capitalize on the data produced by their systems.

General Motors (NYSE:GM) is launching a car-insurance business through its OnStar connected-car service, which will set insurance rates by remotely tracking drivers' behavior like obeying the speed limit and avoiding sudden stops.

GM will begin a pilot this week for its own employees in Arizona and plans to offer it nationwide later in 2021. Non-GM owners will also be allowed on OnStar Insurance, but the automaker will offer additional discounts for those who are GM owners or subscribe to their services.

For much of its history, GM offered insurance to drivers, but ended the business during its 2009 bankruptcy after unloading its GMAC financial-services arm.

"GM has been a material player in that market before. We hope that we can return to being a material player in that market again," said Andrew Rose, president of OnStar Insurance Services. "Auto insurance is a $250B marketplace."

Can you opt out? Heard there was a way when you sign the papers.

That should be the way it is. GM buyers purchasing their own monitor/tracker and third entity capitalizing on the information provided. Seems like an invasion of privacy at the buyers expense. It's a shame that the public has been conditioned to accept this.

ShelbyGT5HUN said:

Can you opt out? Heard there was a way when you sign the papers.

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Corporations have capitalized on data collected through the Internet (Google, Facebook, social media, etc.) for years, and it will only get worse as far as privacy invasions, especially now that the extreme progressives/left/Dems are on the cusp of taking over the leadership of our country. For them, it's about making money off of our private data (how we drive, where we go). Cars today monitor our mods, our driving practices, where we go, where we are, where we came from, etc. They already infringe on our privacies. How long before a driver gets an automatic ticket for exceeding the speed limit or running a light, or violating a curfew. Yeah, this might seem like it's not a big thing to worry about as far as most of us go, but it's just another ax chop to our privacies. Subtle, but alarming.

I expect that privacy rights groups will work to provide consumers the right to opt out of much of the private data collected on motor vehicles. That SHOULD be our right. But at what point does it become mandated, like the proposed First Amendment change to make "hate" speech a crime. If we lose any rights to opt out of private data collected, we allow Big Brother to monitor our lives day and night. If that ever happens, we're screwed to the point where only a revolution would be the answer. Americans definitely should be concerned about these seemingly subtle and growing privacy infringements.

Most ppl were speeding when they got into an accident cause everyone exceeds the posted speed limit every time they get into their car. No one does 25 mph in a 25 mph zone just as no one does 55 mph in a 55 mph zone.

But if someone now pulls out in front of u and strikes ur vehicle the data will now show u were speeding so they will cover u but then raise ur rates for contributing to the cause of the accident.

Sounds like a big SCAM!

The myChevrolet app already tracks some of this in a portion called “Chevrolet smart driver”. Gives you a rating, tracks hard braking/acceleration events, and how many times you were over 80mph. Cant get mine to pull up the data right now, but it’s pretty comical...turns out, i do not qualify for insurance discounts

jvandy50 said:

The myChevrolet app already tracks some of this in a portion called “Chevrolet smart driver”. Gives you a rating, tracks hard braking/acceleration events, and how many times you were over 80mph. Cant get mine to pull up the data right now, but it’s pretty comical...turns out, i do not qualify for insurance discounts

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Same here, when I had my Z06 I used to see how low I could get the driver score. Hard braking and 120mph+ pulls at 2 in the morning brings it down quickly..

I remember another discussion where somebody was beating their chest about how all this stuff was impossible.


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Deceptive said:

I remember another discussion where somebody was beating their chest about how all this stuff was impossible.


Sent from my iPhone using svtperformance.com

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I've lost track of how many times I mentioned a product to my wife and then 5 minutes later see the ads pop up on my laptop and phone. The car watching has to be easier than that.

gmtech said:

Same here, when I had my Z06 I used to see how low I could get the driver score. Hard braking and 120mph+ pulls at 2 in the morning brings it down quickly..

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Bwahahaha. Excellent.

**** GM and every other company that does this shit.

gmtech said:

Same here, when I had my Z06 I used to see how low I could get the driver score. Hard braking and 120mph+ pulls at 2 in the morning brings it down quickly..

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Lol i doubt they are aware of the new “game” they’ve given us. Glad I’m not the only one!

Lol at buying a new GM product, or even a new vehicle in general anymore with all the nanny bullshit.

No nannys here!