The Minneapolis Police Choke an Unarmed Handcuffed Black Man to Death

jsd512

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Steve@TF

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well, maybe and maybe not. They declared antifa a terrorist organization. Most businesses decline the expense of additional coverage for terrorism. If the insurance company can claim it was antifa then it was an act of terrorism and they're not paying out shit

my buddy already has some riot claims coming in. there's no way the insurance companies are going to turn their backs on customers for claims like this. that would be very bad publicity. policies dont cover terrorism or acts of civil unrest but then they can "get around" it with theft or fire coverage. they look for ways to find coverage, as crazy as it sounds. the managers want to control cost but they also want to retain customers and put on a good face to potential customers. they have to be able to justify it to their auditors though, hence why they "look for coverage". some times you just cant find coverage like an earthquake or flood. but, perhaps there was a fire after the earthquake or flood, caused by electrical shortage. boom, just found coverage for the customer.

what will really suck is if they fix everything and then this happens again when the cop is found not-guilty or gets a slap on the wrist. and riots break out again, and more looting/damage. then you're looking at a new claim which affects your premiums, policy, and deductible. your business may be deemed high risk and they cancel you after they pay you. then you go to the next company and they see you have been cancelled for being high risk and they charge you extra for that extra risk. that's why its not good to file claims unless you really need to. especially for your home/business.

which is also why i dont think they will let that happen. they dont want all this craziness happening again. i think they'll throw the book at the cop to appease the people, and then quietly let him out early in a few years for "good behavior".

which is one reason why people want to protect their businesses. its absolute ignorance when idiots are saying "well their insured!"

the CA wildfires were in 2017. there are still people who havent been able to have their homes rebuilt yet. they were predicting up to two years at least before some people would be able to have their homes rebuilt due to shortages in construction companies available. and of course, the costs then skyrocket as a result. for labor and materials. and the insurance check only goes so far. your insurance will pay for you to be in a rental home while you wait for your home to be rebuilt/repaired, till that specific amount runs out. then its on you. same with businesses. although that can widely vary compared to homes. some businesses may have loss of income coverage up to $1 million and others only a small amount. plus they will often have a "deductible" (waiting period) before the loss of income coverage kicks in. ie you have to be closed for 30 days before you can start to be compensated for loss of income. this can vary from immediate to a month or so. all those variables affects how much your premium is. unfortunately most people dont pay attention to those fine details. they just let the agent/broker figure it out for them and like a salesman, they try to tailor the policy to what they think the customer can afford. then the customer finds out after the fact, "what do you mean there's no coverage for the first 7 days?!"
 

Klaus

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Gag this is so dumb but OK, I will bite.

They declared antifa a terrorist organization.

Who is they? Are you sure that "they" declared ANTIFA a "terrorist organization?" What are the specifics of this?

Most businesses decline the expense of additional coverage for terrorism.

Commercial property insurance does in fact cover business interruption, theft and vandalism. BRK is a reinsurer which means they insure other insurers. They are going to get their ass kicked by this
Insured Losses from Riots Reach 'Catastrophe' Levels, May Rival Record


If the insurance company can claim it was antifa then it was an act of terrorism and they're not paying out shit
False.
 
Last edited:

BigPoppa

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my buddy already has some riot claims coming in. there's no way the insurance companies are going to turn their backs on customers for claims like this. that would be very bad publicity. policies dont cover terrorism or acts of civil unrest but then they can "get around" it with theft or fire coverage. they look for ways to find coverage, as crazy as it sounds. the managers want to control cost but they also want to retain customers and put on a good face to potential customers. they have to be able to justify it to their auditors though, hence why they "look for coverage". some times you just cant find coverage like an earthquake or flood. but, perhaps there was a fire after the earthquake or flood, caused by electrical shortage. boom, just found coverage for the customer.

what will really suck is if they fix everything and then this happens again when the cop is found not-guilty or gets a slap on the wrist. and riots break out again, and more looting/damage. then you're looking at a new claim which affects your premiums, policy, and deductible. your business may be deemed high risk and they cancel you after they pay you. then you go to the next company and they see you have been cancelled for being high risk and they charge you extra for that extra risk. that's why its not good to file claims unless you really need to. especially for your home/business.

which is also why i dont think they will let that happen. they dont want all this craziness happening again. i think they'll throw the book at the cop to appease the people, and then quietly let him out early in a few years for "good behavior".

which is one reason why people want to protect their businesses. its absolute ignorance when idiots are saying "well their insured!"

the CA wildfires were in 2017. there are still people who havent been able to have their homes rebuilt yet. they were predicting up to two years at least before some people would be able to have their homes rebuilt due to shortages in construction companies available. and of course, the costs then skyrocket as a result. for labor and materials. and the insurance check only goes so far. your insurance will pay for you to be in a rental home while you wait for your home to be rebuilt/repaired, till that specific amount runs out. then its on you. same with businesses. although that can widely vary compared to homes. some businesses may have loss of income coverage up to $1 million and others only a small amount. plus they will often have a "deductible" (waiting period) before the loss of income coverage kicks in. ie you have to be closed for 30 days before you can start to be compensated for loss of income. this can vary from immediate to a month or so. all those variables affects how much your premium is. unfortunately most people dont pay attention to those fine details. they just let the agent/broker figure it out for them and like a salesman, they try to tailor the policy to what they think the customer can afford. then the customer finds out after the fact, "what do you mean there's no coverage for the first 7 days?!"
This is actually true. Insurance companies know they have to maintain a certain payout ratio to retain existing clients and get new ones. Also, if they are publicly traded, their stock price is directly reflected by that ratio. If the ratio is too low, they appear to be fraudulent.
 

Dirks9901

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I have no doubts we're going to have another civil war

Unfortunately its heading there quick. However we will be attacked and potentially invaded by other nations if a legit civil war breaks out. In our current state, we are the worlds embarrassment because of what’s happening right now. JMO, the military needs to step in and clear the streets. Period.


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ON D BIT

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View attachment 1644128

A guy I went to HS with shared this today. I’ve made a self-pledge not to participate in the FaceBook world in any way that relates to the recent events.... which is unfortunate because this post just begs to be dissected.
They are not in trauma, or fighting for the supposed black lives. No mention of thousands of black lives lost on the street every year.

The left is so lost and inside out. They are against LEO but for greater government control. Are these two things totally opposite?

In the past every government that had greater control the law had more power not less. 99% of accused in China are convicted!!
 

72MachOne99GT

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They are not in trauma, or fighting for the supposed black lives. No mention of thousands of black lives lost on the street every year.

The left is so lost and inside out. They are against LEO but for greater government control. Are these two things totally opposite?

In the past every government that had greater control the law had more power not less. 99% of accused in China are convicted!!

I don’t know whether to laugh at the fact that it references emotionally disturbed children later in the post; Because that would equate the rioters to ED children.

That no white person could understand, yet there are white people out rioting and looting as well.

Or one of the dozens of other ways it’s just pathetic.

“Sorry we are looting, destroying, harming, and murdering, my trauma hurts.”
 

BlckBox04

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Unfortunately its heading there quick. However we will be attacked and potentially invaded by other nations if a legit civil war breaks out. In our current state, we are the worlds embarrassment because of what’s happening right now. JMO, the military needs to step in and clear the streets. Period.


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No doubt many of the Islamic nations are plotting something given how vulnerable we look right now to the world
 

Rb0891

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Probably in the wrong area, but given the antics of the last week, I am going to get a firearm to keep at the house. Any suggestions? Don't plan on using this thing too much and I think I have a family shot gun at my parents that is technically mine. Just never felt a reason to have one though happy everyone else around me did.
 

Corbic

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Probably in the wrong area, but given the antics of the last week, I am going to get a firearm to keep at the house. Any suggestions? Don't plan on using this thing too much and I think I have a family shot gun at my parents that is technically mine. Just never felt a reason to have one though happy everyone else around me did.
2" .357 Magnum


When you run out you and beat the commies with it like brace knuckles.
 

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