Absolutely.Along with everything else though.
Food shopping hurts. lol
Absolutely.Along with everything else though.
Guess I’m a dumb ass then. I had all intentions of buying the truck outright going in. The reason, I can.My '16 KR stickered for $60K, got it for $49K and 0% for 72. This was also after the 17's had hit the lot as well.
I agree completely, the problem is that society in general is being told that they NEED these "safety features" to drive safely or make their lives easier. They have become reliant on them as well. Society as a whole, IMO, is weak and this is just another facet of it.And of all that I'll take the air bags and ABS. Keep the rest of the shit as I don't need it. lol
Ford and their trailer assist for backing up? I'm paying for R&D because some are too stupid to learn how to back up a trailer.
Backup camera?
How about learn to use mirrors?
Also remember that the cost of making all that stuff should have gone down by now.
Just like the TV that was 4K 2 years ago is now $899
What's dumb is somebody spending $50,000 on a truck when they have the option of getting one for $25,000, but only look at an $X per month payment for 6 years.Love all the financial experts on SVTP lecturing people about how they spend their money, and how dumb everyone else is. I'm sure everyone here always buys used, with cash, right?
Sure, an 84 month loan at an interest rate anything over 0% is probably dumb. But, you're not in their shoes.
The other thing to look at is on a 50,000 vehicle at 5% interest over 5 years you are looking at $5,000 in interest. When I bought my Ram 1500 buying new was cheaper because after the ridiculous rebates new was a few thousand dollars more expensive than used. It was very close to a wash when you account for the fact that I got 0% interest rate. You will never get 0% on a used vehicle, but it is pretty common on a new vehicle now a days.
What are used vehicle interest rates now a days for someone with perfect credit? I think my first auto loan on 08 on a used 06 was like 3% for 5 years.
There are banks who do that for exotics. Up to 144 monthsShit, I'd finance my vehicles for 10 years if I could. SRS.
Lower monthly payment, double up on payments,........paid off in no time. I thought I saw somewhere that was offering 10 year loans. I forget where that was though.
That makes sense. You got a huge payment with exoctics.There are banks who do that for exotics. Up to 144 months
Exactly!When I was financing car notes I would always finance it for as long as I could. since it is always easier to double up or pay extra on a note than make up money you don't have should something go south.
Some credit unions will do 96 months on new purchases. That's the longest term I've seen so far.Shit, I'd finance my vehicles for 10 years if I could. SRS.
Lower monthly payment, double up on payments,........paid off in no time. I thought I saw somewhere that was offering 10 year loans. I forget where that was though.
What's dumb is somebody spending $50,000 on a truck when they have the option of getting one for $25,000, but only look at an $X per month payment for 6 years.
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Where are these $25,000 trucks? Do tell.What's dumb is somebody spending $50,000 on a truck when they have the option of getting one for $25,000, but only look at an $X per month payment for 6 years.